Mortgage broker for Downriver and Wayne County
Brad Seid Mortgage is based in Brownstown Township and serves Downriver and Wayne County. Each community page covers nearby neighborhoods, housing considerations, and loan options worth comparing. For coverage outside Michigan, see Licensed States.
Downriver
Brownstown Township
Brad Seid Mortgage is based in Brownstown Township, serving local homebuyers, homeowners, and real estate investors from his Brownstown location and throughout Downriver. If you are buying, refinancing, or reviewing home equity near Telegraph, West Road, or the neighborhoods that back up to Woodhaven and Gibraltar, you are working with a local originator — not a call center in another state.
Downriver
Woodhaven
Looking for a Woodhaven mortgage broker? Brad Seid is a Downriver originator and West Capital Lending branch manager who knows Allen Road, West Road, and the I-75 commute. He can help you compare purchase, refinance, and cash-out options instead of handing you one in-house rate.
Downriver
Taylor
Taylor is Downriver’s largest city and an active purchase market. Heritage Park, Telegraph / US-24, I-94, and the airport corridor all feed buyers who need a pre-approval that a listing agent can actually call. Brad can help first-time buyers, refinancers, and small investors compare FHA, conventional, and related options.
Downriver
Flat Rock
Flat Rock sits on the Huron River at the Wayne–Monroe line, near the Ford assembly plant, the Speedway, and a downtown that still feels like a small city. Purchase loans, refinances, and DSCR investor files all originate here — and they need a broker who has actually closed in 48134, not a statewide lead form.
Downriver
Trenton
Whether you want cash for a West Jefferson project, a lower payment on a West Road colonial, or a purchase near Grosse Ile, Brad can structure the loan around the house you have — not a generic Michigan average. For homeowners with built-up equity, a cash-out refinance may be worth comparing with a HELOC or other second-lien option.
West Wayne
Dearborn
Dearborn is not a Downriver suburb with Downriver prices. Ford, The Henry Ford, and a dense, diverse housing market mean jumbo, conventional, and FHA can all show up on the same street. Brad shops wholesale investors so the overlay can match the property type — especially on two-flats and condos.
City of Detroit
Detroit
Detroit purchase files are not suburban files. City taxes, rehab scope, insurance, and neighborhood comps have to be honest on day one. Brad works first-time buyers, returning residents, and small investors who need FHA, conventional, or DSCR — and who need a human when the appraisal comes in light.
Western Wayne
Canton
Canton Township sits between Detroit and Ann Arbor, with Ford Road retail, Summit on the Park, and a housing market that runs from first-time condos to jumbo colonials. If you want a broker rather than a single-lender website, Brad can price the file the same way he does in Downriver — with Canton comps.
Downriver
Wyandotte
Wyandotte’s downtown, Bishop Park, and Detroit River setting make it one of Downriver’s stickiest owner-occupied markets. Purchase, refinance, and cash-out files here need someone who understands older homes, city lots, and what appraisers actually do with Biddle Avenue comps.
Downriver
Southgate
Southgate sits on Eureka and Dix-Toledo with a practical Downriver housing market: first-time ranches, refinance candidates, and owners reviewing cash-out. Brad Seid is the local broker — Individual NMLS #1107384, West Capital Lending, Inc. NMLS #1566096 — who will answer the text.
Downriver
Allen Park
Allen Park’s grid of brick homes, Ford history, and I-94 access make it a classic inner-Downriver buy. Files here are often well-qualified conventional or FHA purchases — and refinances for families who have no intention of leaving.
Downriver
Riverview
Riverview sits between Trenton and Wyandotte along the Downriver waterfront communities. It is a small city with owner-occupied streets, which means purchase competition can be sharp and refinance conversations are personal — you are not a ticket number.
Monroe County
Monroe
Monroe is the next county south — Raisin River, I-75, and a housing market that Downriver families often cross into. Brad is licensed in Michigan and works Monroe purchases, refinances, and cash-out files the same way he works Brownstown: one originator, multiple investors.
Downriver
Grosse Ile
Grosse Ile is its own housing market: an island township with higher balances, unique properties, and appraisals that do not copy-paste from Taylor. Jumbo, conventional, and cash-out files need a broker who will actually look at the water, the bridges, and the insurance.
West Wayne
Dearborn Heights
Dearborn Heights sits between Dearborn, Garden City, and Westland — brick ranches, family two-stories, and owners who refinanced in 2020–2021 and are now asking whether a new loan is worth it. Brad treats it as its own market, not a footnote on a Dearborn page.
Western Wayne
Livonia
Livonia is one of Wayne County’s largest suburbs: Laurel Park, Schoolcraft, I-275, and a housing stock that runs from 1960s ranches to jumbo colonials. Buyers here often have strong W-2 files — and still get tripped up by condo overlays, PMI math, or a jumbo cutoff they did not expect.
Western Wayne
Westland
Westland buyers cross-shop Garden City, Wayne, and Canton in the same weekend. The housing mix is practical: ranches, condos, and two-stories at first-time and move-up prices. Brad’s job is a pre-approval that a listing agent on Wayne Road will actually respect.
Western Wayne
Garden City
Garden City is a compact middle-Wayne city of brick homes, Ford Road retail, and owners who tend to stay. Refinance and cash-out conversations here sit alongside first-time purchases — which is why a broker who will still answer in year two matters.
Downriver
Lincoln Park
Lincoln Park is inner-Downriver: Fort Street, Dix-Toledo, tight lots, and a lot of first-time buyers competing for brick bungalows. Files here fail at call centers when the house is older than the overlay expected. Brad prices the actual property.
Western Wayne / airport
Romulus
Romulus sits on the DTW corridor — I-94, Wayne Road, and housing that serves airport, freight, and plant commuters. Purchase, refinance, and small-rental DSCR files all originate here. Brad already works 48174 from the Brownstown side of the zip.
Downriver
Gibraltar
Gibraltar is a small Downriver city on the Detroit River, south of Trenton and beside Brownstown. Water, dikes, and unique lots mean this is not a copy-paste Woodhaven file. Insurance and flood questions belong on call one.
Downriver
Huron Township
Huron Charter Township (New Boston and the surrounding township) is more rural than Taylor or Southgate: larger lots, wells and septics on some streets, and appraisals that do not copy from a subdivision three miles north. Brad already closes next door in Flat Rock and Brownstown.
Downriver
Rockwood
Rockwood is a small Huron River city between Flat Rock and Gibraltar. Statewide lenders sometimes skip towns this size; a local broker who already works this stretch of Downriver can still close the file. Brad treats Rockwood as its own community, not a footnote on Flat Rock.
Southeast Michigan
Wayne County
Wayne County is Brad’s working map: Downriver, Dearborn, Detroit, the western suburbs, and the airport corridor. One originator, West Capital’s investor list, and a phone that is not a call center. City pages below this hub go deeper on local housing; this page is the county-wide starting point.
Also serving
Nearby communities that share the same originator, routed to the closest city page.
Brad Seid · NMLS #1107384 · West Capital Lending, Inc. · NMLS #1566096
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