Buy a home
Home purchase loans in Wayne County, MI
Whether you are buying a first ranch in Taylor or a move-up home in Brownstown Township, a purchase loan is the structure that gets you from offer to closing. Brad shops multiple investors so the program can fit the house, the timeline, and the monthly payment — subject to underwriting, documentation, and property approval.
Who this may fit
First-time buyers, move-up families, relocating commuters, and anyone writing an offer in Wayne County or another licensed state.
Why borrowers use it
- Pre-approval letters written for real Michigan purchase contracts
- Conventional, FHA, VA, jumbo, and non-QM options under one conversation
- Coordination with your realtor from offer through clear-to-close
- Local knowledge of Downriver appraisals, taxes, and HOA details
Things to watch
A pre-approval is not a commitment to lend. The property, appraisal, title, and final underwriting still have to clear. Do not waive inspections to win a bid without talking through the loan.
Documents commonly needed
- Government ID
- Last 30 days of paystubs (or YTD if self-employed)
- Last two years W-2s / tax returns if requested
- Last two months asset statements
- Purchase agreement once you are under contract
- Gift letter if anyone is helping with funds
Why work with Brad on Buy a home
Purchase letters in Wayne County get called. Brad writes them with his name, NMLS #1107384, and a phone that picks up — then shops conventional, FHA, VA, jumbo, or non-QM against the house you actually bid on.
Next step
Call or text (248) 408-3855 with the property and your income type. Brad can help you review whether home purchase loans may fit — subject to program requirements — or which related option to compare. You can also start a secure application or read how pre-approval works.