Mortgage pre-approval in Wayne County
A useful pre-approval is a credit-and-document review with a named originator, not a soft-pull widget. Timing depends on the borrower’s documentation, loan scenario, and required review. Brad can explain what is needed and help you get started.

Have these ready
- Government ID
- Last 30 days of paystubs (or YTD if self-employed)
- Last two years W-2s and tax returns if requested
- Last two months asset statements
- Purchase agreement if you are already under contract
- Landlord name/phone if you rent
- Gift letter if anyone is helping with funds
Starting an application is not a commitment to lend. Equal Housing Lender. Brad Seid Individual NMLS #1107384. West Capital Lending, Inc. NMLS #1566096.
Ask a question
Use this form for a simple question. For a loan application, use the secure West Capital Lending application instead. Do not send Social Security numbers, passwords, or sensitive banking credentials through this form or by email.
