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Brad Seid NMLS #1107384West Capital Lending NMLS #1566096

Mortgage pre-approval in Wayne County

A useful pre-approval is a credit-and-document review with a named originator, not a soft-pull widget. Timing depends on the borrower’s documentation, loan scenario, and required review. Brad can explain what is needed and help you get started.

Brad Seid, Branch Manager with West Capital Lending

Have these ready

  • Government ID
  • Last 30 days of paystubs (or YTD if self-employed)
  • Last two years W-2s and tax returns if requested
  • Last two months asset statements
  • Purchase agreement if you are already under contract
  • Landlord name/phone if you rent
  • Gift letter if anyone is helping with funds

Starting an application is not a commitment to lend. Equal Housing Lender. Brad Seid Individual NMLS #1107384. West Capital Lending, Inc. NMLS #1566096.

Ask a question

Use this form for a simple question. For a loan application, use the secure West Capital Lending application instead. Do not send Social Security numbers, passwords, or sensitive banking credentials through this form or by email.

This form opens an email to Brad@BradSeidMortgage.com. It is not a loan application or a commitment to lend. Do not send Social Security numbers, passwords, or banking credentials. Equal Housing Lender. Brad Seid Individual NMLS #1107384. West Capital Lending, Inc. NMLS #1566096.