City of Detroit · Wayne County
Mortgage broker in Detroit, MI
Detroit purchase files are not suburban files. City taxes, rehab scope, insurance, and neighborhood comps have to be honest on day one. Brad works first-time buyers, returning residents, and small investors who need FHA, conventional, or DSCR — and who need a human when the appraisal comes in light.
Serving Detroit
From east-side bungalows to west-side brick and midtown condos, Detroit is several housing markets. A broker who also closes Downriver can still be the right call: West Capital’s investor list is national, and Brad’s phone is local.
Housing in Detroit
Owner-occupied purchases, some renovation stories, and 1–4 unit rentals. DSCR is often the investor path when personal DTI does not support conventional. First-time buyers should look at FHA and low-down conventional before assuming they are not ready.
How Brad helps Detroit borrowers
Detroit purchase files stall when city taxes, rehab scope, or insurance are treated as a suburb. Brad will say on day one whether FHA, conventional, or DSCR fits the house you actually want — including 2–4 units.
What to do next
Call or text (248) 408-3855 with the property, your income type, and a price range. Brad can walk through which program may fit a Detroit file before you spend money on an appraisal. You can also start a secure application or read how pre-approval works.