Downriver · Wayne County

Mortgage broker in Lincoln Park, MI

Lincoln Park is inner-Downriver: Fort Street, Dix-Toledo, tight lots, and a lot of first-time buyers competing for brick bungalows. Files here fail at call centers when the house is older than the overlay expected. Brad prices the actual property.

Serving Lincoln Park

Between Allen Park, Southgate, and Detroit, Lincoln Park is a true starter-home city with proud streets and aging mechanicals. Gift funds, FHA repairs, and 2–4 unit owner-occupied purchases all show up.

Housing in Lincoln Park

Bungalows and small two-stories. FHA is a workhorse. Conventional when credit and down payment support it. Small multi-units for buyers who will live in one side, subject to the property and income.

How Brad helps Lincoln Park borrowers

Lincoln Park bungalows fail at call centers because the house is older than the overlay expected. Brad prices the actual property — FHA repairs, gift funds, and owner-occupied 2–4 units included.

What to do next

Call or text (248) 408-3855 with the property, your income type, and a price range. Brad can walk through which program may fit a Lincoln Park file before you spend money on an appraisal. You can also start a secure application or read how pre-approval works.

Questions from Lincoln Park

Often yes, as an owner-occupied 2–4 unit on FHA or conventional, subject to the property and your income. That is a different file than a pure investment purchase. Brad can tell you which overlay fits before you write an offer.

Often, if it is chipping on a pre-1978 home. That is a safety item, not a surprise. Get the inspection early if you are using FHA. Conventional treats some repair items differently.

Often, if it is chipping on a pre-1978 home. That is a safety item, not a surprise. Get the inspection early if you are using FHA.