West Wayne · Wayne County
Mortgage broker in Dearborn, MI
Dearborn is not a Downriver suburb with Downriver prices. Ford, The Henry Ford, and a dense, diverse housing market mean jumbo, conventional, and FHA can all show up on the same street. Brad shops wholesale investors so the overlay can match the property type — especially on two-flats and condos.
Serving Dearborn
East and west Dearborn do not appraise the same. Commutes into Detroit and out to the suburbs both matter. Families often buy with gift funds, business income, or mixed W-2 and self-employment — files that can stall at a single-bank desk if the overlay is narrow.
Housing in Dearborn
Bungalows, brick two-stories, condos, and higher-balance purchases. Bank-statement and jumbo options sit next to FHA first-time files. Brad will not force a conventional overlay onto a file that wants FHA, or the reverse.
How Brad helps Dearborn borrowers
East and west Dearborn do not appraise the same, and gift funds or business income show up constantly. Brad shops conventional, FHA, jumbo, and bank-statement overlays so the file matches the street — not a Downriver ranch template.
What to do next
Call or text (248) 408-3855 with the property, your income type, and a price range. Brad can walk through which program may fit a Dearborn file before you spend money on an appraisal. You can also start a secure application or read how pre-approval works.