Western Wayne / airport · Wayne County · 48174

Mortgage broker in Romulus, MI

Romulus sits on the DTW corridor — I-94, Wayne Road, and housing that serves airport, freight, and plant commuters. Purchase, refinance, and small-rental DSCR files all originate here. Brad already works 48174 from the Brownstown side of the zip.

Serving Romulus

Airport noise overlays, investment demand, and owner-occupied ranches live on the same streets. That mix is why a one-product lender is a poor fit. Appraisals have to respect both the house and any aviation easement, not a suburban average.

Housing in Romulus

Ranches, newer subdivisions, and rentals near employment. FHA/conventional for occupants. DSCR and conventional investment for the rental stock, subject to rent, LTV, and investor overlays.

How Brad helps Romulus borrowers

Romulus sits on the DTW corridor. Aviation easements affect appraisal and insurance more than eligibility. Brad already works 48174 from the Brownstown side of the zip — owner-occupied and small-rental DSCR.

What to do next

Call or text (248) 408-3855 with the property, your income type, and a price range. Brad can walk through which program may fit a Romulus file before you spend money on an appraisal. You can also start a secure application or read how pre-approval works.

Questions from Romulus

It can affect appraisal and insurance, not automatically eligibility. Send the listing. Brad can tell you if an investor is likely to pass. Noise overlays and aviation easements belong in the conversation on day one.

Often yes, if the rent covers the payment at the investor’s ratio. Noise overlays affect appraisal and insurance more than the DSCR test itself. Conventional investment should still be priced when personal DTI supports it.

Often yes, if the rent covers the payment at the investor’s ratio. Noise overlays affect appraisal and insurance more than the DSCR test itself.