Western Wayne · Wayne County
Mortgage broker in Livonia, MI
Livonia is one of Wayne County’s largest suburbs: Laurel Park, Schoolcraft, I-275, and a housing stock that runs from 1960s ranches to jumbo colonials. Buyers here often have strong W-2 files — and still get tripped up by condo overlays, PMI math, or a jumbo cutoff they did not expect.
Serving Livonia
Livonia does not behave like Downriver. Inventory, taxes, and school-district demand keep prices firmer. That is why a Downriver broker who also shops jumbo and conventional investors is useful: the phone number is the same, the overlay is not copied from a Taylor ranch.
Housing in Livonia
Established ranches, colonials, and condos. Conventional is the default; FHA still wins on some condos and first-time files. Jumbo appears on the upper end near the Northville/Plymouth line. Condo warrantability is a project question.
How Brad helps Livonia borrowers
Livonia does not behave like Downriver. Condo overlays, PMI math, and jumbo cutoffs near the Northville line are the usual tripwires. Brad shops those investors with the same phone number — the overlay is not copied from a Taylor ranch.
What to do next
Call or text (248) 408-3855 with the property, your income type, and a price range. Brad can walk through which program may fit a Livonia file before you spend money on an appraisal. You can also start a secure application or read how pre-approval works.