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Brad Seid NMLS #1107384West Capital Lending NMLS #1566096

Western Wayne · Wayne County

Mortgage broker in Garden City, MI

Garden City is a compact middle-Wayne city of brick homes, Ford Road retail, and owners who tend to stay. Refinance and cash-out conversations here sit alongside first-time purchases — which is why a broker who will still answer in year two matters.

Serving Garden City

Between Westland, Dearborn Heights, and Inkster, Garden City files look straightforward until an older roof, city taxes, or a condo warrantability issue shows up. Brad would rather find that on Tuesday than the week of closing.

Housing in Garden City

Brick ranches and modest two-stories. FHA and conventional purchases. Rate-and-term refinance for families who have no plan to leave. A 2020-rate loan should be compared against a new one before anyone talks you into an appraisal.

How Brad helps Garden City borrowers

Garden City owners tend to stay, which is why refinance is as common as a first purchase. Brad will run the 2020-rate loan you already have against a new one before anyone talks you into an appraisal.

What to do next

Call or text (248) 408-3855 with the property, your income type, and a price range. Brad can walk through which program may fit a Garden City file before you spend money on an appraisal. You can also start a secure application or read how pre-approval works.

Questions from Garden City

Many do. Paint, rails, and heat/hot water are the usual flags. Get the inspection early if you are using FHA. Repair requirements vary by property and appraiser.

Only if the new payment, term, and costs beat the loan you have. Brad can run that before anyone talks you into an appraisal. Extending the term can make a lower payment more expensive over the life of the loan.

Only if the new payment, term, and costs beat the loan you have. Brad will run that before anyone talks you into an appraisal.

Brad Seid · NMLS #1107384 · West Capital Lending, Inc. · NMLS #1566096

Talk to Brad about a Garden City refinance or purchase

Call or text (248) 408-3855. Local context for Garden City, wholesale pricing, one originator from application through closing.